Get Real Value for Your Life Pol

Get Real Value for Your Life Policy

Reasons to consider the sale of a life insurance policy to a life settlement company?

Some of the reasons you might consider selling your life insurance policy are:

	The life insurance policy is no longer needed or wanted
	Premium payments have become unaffordable
	Considering surrender of the policy
	Policy is about to lapse
	Change in estate planning needs
	Change in financial circumstances
	Change in life circumstances (such as divorce or death)

For Corporate Owned Policies (COLI):

	Buy Sell Policy No longer Needed
	Employee leaving or retiring
	Premiums too high
	Need funds for other priorities
	Benefit no longer needed

Rule #1 - NEVER surrender or let a life insurance policy lapse, without checking out your options with a licensed Life Settlement Broker 1st! It could cost you thousands of dollars!

Life Settlements - A Win-Win Situation for a Better Quality of Life

Life settlements are an outstanding financial solution for clients and independent advisors alike. Life insurance is one of the most common instruments used to help safeguard and provide for the financial well-being of loved ones, and millions of Americans each year purchase life insurance sometimes for reasons as unique as they are. However, what very few individuals understand is that life insurance is a financial asset that can deliver value to them while they are alive to enjoy it.

Just like homes, cars, and collectibles, life insurance policies have intrinsic monetary value, which means that they can be purchased and that they can also be sold. A life settlement simply involves the sale of a life insurance policy to a third party for less than its expected death benefit but more than its surrender value.

This simple transaction can offer a win-win situation for both buyers and sellers, alike. The policy owner receives immediate access to financial resources they may want or need while purchasers can realize greater returns for investing their money to buy policies that are no longer wanted or needed by their owners. It is really that easy.

Find out about:

BACK TO TOP

Request More Information

About How Life Settlements Might Work For You!

Who Qualifies for a Life Settlement?

Life settlements are not for everyone, though.

Anyone considering a life settlement should

first talk with his or her insurance, financial and

legal advisors. Generally, candidates for life

settlements are 65 years of age or older and

have owned a policy for more than two years.

Some settlements also may be available for

people younger than 65 under certain

circumstances. Unique Settlement Solutions

can work with virtually every policy type

including term, whole, universal, variable, joint

survivorship, and group. Policies may be

owned individually, or through corporation,

foundation, trust, non-profit organization or

business.

Now, You Have Options

With the advent of the secondary market for life

insurance, qualifying policyholders now have

more options than ever before. Gone are the

days when policyholders had to settle for what their insurance company offered. Now, consumers can turn to life settlements instead. The benefits of a life settlement are significant:

	Eliminate premiums on an unneeded or unaffordable life insurance policy
	Generate more cash than if the policy were surrendered
	Redirect funds from a dormant asset to better serve current financial goals
	Provide cash for charitable causes, gifts, medical expenses or any other purpose
	Use proceeds to purchase a more efficient, up-to-date model of life insurance.

Think you or a client may qualify for a life settlement? Call Pete Fossi, TODAY!

717 569-4729

BACK TO TOP

Material and information on this page is not for general public use. It is here for the training and convenience of existing and prospective producers and advisors of Unique Settlement Solutions.